This is another early photo of Margaret Ann Tormey Bernier. (Yes, I spelled her middle name incorrectly when I was labeling the scanned pictures.)
My notes say this picture was from around 1919, shortly before Muriel was born, but that doesn’t quite fit with the photo of Margaret supposedly at age 20. (Margaret said her hair was fully white by the time she was 22 years old. If that were true, that other photo would have been around age 20. I’m betting that photo was actually from around age 28 or 30.)
Margaret Ann Tormey Bernier (1898 – 1972) was the daughter of John Tormey (Co. Meath, Ireland) and Margaret Cronin Tormey (Kilmallock, Co. Limerick, Ireland). Margaret Ann’s husband was Napoleon Mark Bernier.